์ƒ์„ธ ์ปจํ…์ธ 

๋ณธ๋ฌธ ์ œ๋ชฉ

Day46) ๋ฐ์ดํŠธํ†ต์žฅ ์ข‹๋‹ค VS ์‹ซ๋‹ค : ์˜์–ด๋กœ ๋…ผ์Ÿ ์ด๊ธฐ๊ฒŒ ๋งŒ๋“ค์–ด๋“œ๋ฆผ

๋ณธ๋ฌธ

์ฐฌ์„ฑํŒŒ 
 
#1
Having a joint account could be awesome.
๋ฐ์ดํŠธ ํ†ต์žฅ ๋งŒ๋“œ๋Š” ๊ฑฐ? ์ข‹์€ ๊ฒƒ ๊ฐ™์•„.
* joint๋Š” ๋ช…์‚ฌ๋กœ ์“ฐ์ด๋ฉด '๊ด€์ ˆ'์ด๋ผ๋Š” ๋œป์ธ๋ฐ์š”, ํ˜•์šฉ์‚ฌ๋Š” '๊ณต๋™์˜'๋ผ๋Š” ๋œป์„ ๊ฐ€์ง‘๋‹ˆ๋‹ค! (๋ช…์‚ฌ ๋œป๋ฐ–์— ๋ชจ๋ฅด์…จ๋‹ค๋ฉด ์ด์ฐธ์— ์šฐ๋ฆฌ ๋จธ๋ฆฟ์† ์‚ฌ์ „์— ๋œป์„ ์ถ”๊ฐ€ํ•ฉ์‹œ๋‹ค!!) account๋Š” ๊ณ„์ • ํ˜น์€ ๊ณ„์ขŒ๋ฅผ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค! 
 
#2
Because with that, it’s going to be way easier to plan the dates around a budget.
์™œ๋ƒ? ๊ทธ๊ฒŒ ์žˆ์œผ๋ฉด ๊ฐ€์ง„ ๋ˆ์— ๋งž๊ฒŒ ๋ฐ์ดํŠธ ๊ณ„ํš ์งœ๊ธฐ๊ฐ€ ํ›จ์”ฌ ์‰ฌ์›Œ์ง€์ž–์•„
* way๋Š” ์ด์ „์—๋„ ๋ช‡ ๋ฒˆ ๋‚˜์™”๋˜ ๋‹จ์–ด์ฃ . ๋ถ€์‚ฌ๋กœ์„œ ๋น„๊ต๊ธ‰์„ ๊ฐ•์กฐํ•ด์ฃผ๋Š” ์—ญํ• ์„ ํ•˜๋ฉฐ 'ํ›จ์”ฌ'์ด๋ผ๋Š” ๋œป์„ ๊ฐ€์ง‘๋‹ˆ๋‹ค. ๊ฐ™์€ ๋œป์„ ๊ฐ€์ง„ ๋‹จ์–ด๋กœ๋Š” a lot, much, even ๋“ฑ์ด ์žˆ๋Š”๋ฐ์š”, even์€ ๋งจ ๋ฐ‘์— 10๋ฒˆ ๋ฌธ์žฅ์— ๋‚˜์˜ค๋‹ˆ ์ฐพ์•„๋ณด์„ธ์š”!!
 
#3
And spliting the bills on the spot can be too business-like, you know?
๊ทธ๋ฆฌ๊ณ  ๊ทธ ์ž๋ฆฌ์—์„œ ๋ˆ ๋‚˜๋ˆ ๋‚ด๋Š” ๊ฑฐ ๋„ˆ๋ฌด ์‚ฌ๋ฌด์ ์ด๊ณ  ๋”ฑ๋”ฑํ•œ ๊ฒƒ ๊ฐ™์•„. 
* on the spot์€ 'ํ˜„์žฅ์—์„œ'๋ผ๋Š” ๋œป์ธ๋ฐ์š”, ๋ ˆ์Šคํ† ๋ž‘์ด๋‚˜ ๊ฐ€๊ฒŒ ๊ฐ™์€ ๊ณณ์—์„œ immediatelyํ•˜๊ฒŒ, right awayํ•˜๊ฒŒ ๋ˆ์„ ๋‚ด๋Š” ๊ฑฐ๋‹ˆ๊นŒ ์–ด๋–ค ์˜๋ฏธ์ธ์ง€ ์ดํ•ด๊ฐ€ ๊ฐ€์‹œ์ฃ ? 
 
 
#4
You won’t have to worry about those awkward discussions about who’s paying for what.
'๋ˆ„๊ฐ€ ๋ญ˜ ๋‚ด๋ƒ'์™€ ๊ฐ™์€ ์–ด์ƒ‰ํ•œ ๋Œ€ํ™”๋ฅผ ํ•˜๋Š” ๊ฑฐ์— ๋Œ€ํ•ด์„œ ๋” ์ด์ƒ ๊ฑฑ์ •ํ•˜์ง€ ์•Š์•„๋„ ๋ ๊ฑฐ์•ผ.
 
 
#5
It’s also a good way to avoid fights about money cuz you both are on the same page.
๊ทธ๋ฆฌ๊ณ  ๋˜ ๋‘˜์ด ๊ฐ™์€ ๋งˆ์Œ์ด๊ธฐ ๋•Œ๋ฌธ์— ๋ˆ์— ๋Œ€ํ•ด์„œ ์‹ธ์šธ ์ผ๋„ ์ ์–ด์ง€์ง€. 
* be on the same page ์ด๊ฑด ํ‰์ƒ์‹œ ๋ฌธ์žฅ์— ๋…น์—ฌ์„œ ์ž์—ฐ์Šค๋Ÿฝ๊ฒŒ ์“ฐ๋Š” ๊ฒŒ ์–ด๋ ค์šด ํ‘œํ˜„ ์ค‘์— ํ•˜๋‚˜์ฃ . ํ•˜์ง€๋งŒ ๋ฏธ๋“œ ๊ฐ™์€ ์˜์–ด ์ปจํ…์ธ ์—์„œ ์‹ฌ์‹ฌ์น˜ ์•Š๊ฒŒ ์ ‘ํ•  ์ˆ˜ ์žˆ๋Š” ํ‘œํ˜„์ž…๋‹ˆ๋‹ค. ๊ฐ™์€ ํŽ˜์ด์ง€ ์œ„์— ์žˆ๋Š” ๊ฑฐ์—์š”! ์ฆ‰ ๊ฐ™์€ ๊ณณ์„ ๋ฐ”๋ผ๋ณด๊ณ , ๊ฐ™์€ ๋ชฉํ‘œ๋ฅผ ๊ฐ–๊ณ  ์žˆ๋Š”, ๊ฐ™์€ ๋งˆ์Œ์ด๋‹ค! ๋ผ๊ณ  ์ดํ•ดํ•ด์ฃผ์‹œ๋ฉด ๋ฉ๋‹ˆ๋‹ค. 
 
 
 
๋ฐ˜๋Œ€ํŒŒ
 
#1
Call me old-fashioned, but I don’t really like the idea of having a joint account.
๋‚  ๊ตฌ๋‹ฅ๋‹ค๋ฆฌ๋ผ๊ณ  ์ƒ๊ฐํ•ด๋„ ์ข‹์€๋ฐ ๋‚˜๋Š” ๋ฐ์ดํŠธ ํ†ต์žฅ ๋ณ„๋กœ์ธ ๊ฒƒ ๊ฐ™์•„. 
* old-fashioned๋Š” ๊ตฌ์‹์˜, ๋‚ก์€, ๊ตฌ๋‹ฅ๋‹ค๋ฆฌ์˜ ๋ผ๋Š” ๋œป์„ ๊ฐ€์ง„ ํ˜•์šฉ์‚ฌ ๋‹จ์–ด์ž…๋‹ˆ๋‹ค
* [call me ___ , but ~] ์˜ ๋ฌธ์žฅ ๊ตฌ์กฐ๋Š” ๋งŽ์ด ์ฐพ์•„๋ณผ ์ˆ˜ ์žˆ์œผ์‹ค ๊ฑฐ์—์š”. [์ด๋ ‡๊ฒŒ ๋ถˆ๋Ÿฌ๋„ ์ข‹์•„ ๊ทผ๋ฐ~] ์ด๋Ÿฐ ๋œป์ž…๋‹ˆ๋‹ค.
 
#2
I mean, what are you going to do if you guys break up?
๊ทธ๋‹ˆ๊นŒ.. ๋„ˆ๋„ค ํ—ค์–ด์ง€๋ฉด ์–ด๋–กํ•  ๊ฑด๋ฐ??
 
 
#3
It would be really awkward if you ask him for your money back.
๊ฑ”ํ•œํ…Œ ๋‚ด ๋ˆ ๋‹ค์‹œ ๋Œ๋ ค๋‹ฌ๋ผ๊ณ  ๋ถ€ํƒํ•˜๋ฉด ์–ผ๋งˆ๋‚˜ ์–ด์ƒ‰ํ•˜๊ฒ ์–ด. 
 
 
#4
And spliting the bills equally seems too calculated? Fine~ we could just take turns paying for dates.
๊ทธ๋ฆฌ๊ณ  ๋ˆ ๋ฐ˜๋ฐ˜์”ฉ ๋‚ด๋Š”๊ฒŒ ๋„ˆ๋ฌด ๊ณ„์‚ฐ์ ์ด์—ฌ ๋ณด์ธ๋‹ค๊ณ ? ๊ทธ๋Ÿผ ๋ฐ์ดํŠธ ๋ฒˆ๊ฐˆ์•„๊ฐ€๋ฉด์„œ ๋‚ด๋ฉด ๋˜์ž–์•„~
* take turns and pay for datesํ•˜๋ฉด ๋‘ ๊ฐ€์ง€ ๋‹ค๋ฅธ ์•ก์…˜์„ ํ•˜๋Š” ์˜๋ฏธ๊ฐ€ ๋ผ์„œ ์‚ด์ง ๋‹ฌ๋ผ์ง‘๋‹ˆ๋‹ค. paying ํ˜„์žฌ์™„๋ฃŒ๋กœ turns(์ฐจ๋ก€)๋ฅผ ๊พธ๋ฉฐ์ฃผ๋ฉฐ ์จ์•ผ ํ•ฉ๋‹ˆ๋‹ค!
 
#5
And I think if you don’t have enough trust with him, things can get even uglier.
๊ทธ๋ฆฌ๊ณ  ํŠนํžˆ ์ด ์‚ฌ๋žŒํ•œํ…Œ ์•„์ง ์ œ๋Œ€๋กœ ๋ฏฟ์Œ์ด ์•ˆ ๊ฐˆ ๋•Œ ํ•˜๋ฉด, ์ƒํ™ฉ์ด ํ›จ์”ฌ ๋” ์•…ํ™”๋  ์ˆ˜ ์žˆ์„๊ฑฐ๋ผ ์ƒ๊ฐํ•ด.
* Things get ugly : ๋ฌผ๊ฑด๋“ค์ด ๋ชป์ƒ๊ฒจ์ง€๋‹ค?๊ฐ€ ์•„๋‹Œ, ์ƒํ™ฉ์ด/์‚ฌํƒœ๊ฐ€ ๋” ๋‚˜๋น ์งˆ ์ˆ˜ ์žˆ๋‹ค, ์ถ”์žก์Šค๋Ÿฌ์›Œ์งˆ ์ˆ˜ ์žˆ๋‹ค ๋ผ๊ณ  ๋งํ•  ๋•Œ ugly๋ฅผ ์”๋‹ˆ๋‹ค. ์ œ๊ฐ€ ์ข‹์•„ํ•˜๋Š” ๋ฏธ๋“œ ์œ„๊ธฐ์˜ ์ฃผ๋ถ€๋“ค 3ํ™”์—์„œ ์ด๋Ÿฐ ๋Œ€์‚ฌ๊ฐ€ ๋‚˜์˜ต๋‹ˆ๋‹ค.  "I don't want to go back to that ugly place." ์ดํ˜ผํ•œ ๋‘ ์ปคํ”Œ์ด ๋˜ ๊ฐ™์€ ๋ฌธ์ œ๋กœ ์‹ธ์šฐ๋‹ค๊ฐ€ ํ•œ ์ชฝ์ด ๊บผ๋‚ธ ๋ง์ž…๋‹ˆ๋‹ค. "๊ทธ ๋ชป์ƒ๊ธด ๊ณต๊ฐ„์œผ๋กœ ๋‹ค์‹œ ๊ฐ€๊ณ  ์‹ถ์ง€ ์•Š์•„"๊ฐ€ ์•„๋‹ˆ๋ผ, "๊ทธ ์ถ”์žก์Šค๋Ÿฌ์šด ์ด์•ผ๊ธฐ ๋˜ ํ•˜๊ณ  ์‹ถ์ง€ ์•Š์•„" ์ด๋Ÿฐ ์˜๋ฏธ๋กœ ์“ฐ์ธ ๊ฑฐ์ฃ !
 

 

 

[์˜์ž‘์—ฐ์Šต]

์ฐฌ์„ฑํŒŒ
1.๋ฐ์ดํŠธ ํ†ต์žฅ ๋งŒ๋“œ๋Š” ๊ฑฐ? ์ข‹์€ ๊ฒƒ ๊ฐ™์•„.
2.์™œ๋ƒ? ๊ทธ๊ฒŒ ์žˆ์œผ๋ฉด ๊ฐ€์ง„ ๋ˆ์— ๋งž๊ฒŒ ๋ฐ์ดํŠธ ๊ณ„ํš ์งœ๊ธฐ๊ฐ€ ํ›จ์”ฌ ์‰ฌ์›Œ์ง€์ž–์•„
3.๊ทธ๋ฆฌ๊ณ  ๊ทธ ์ž๋ฆฌ์—์„œ ๋ˆ ๋‚˜๋ˆ ๋‚ด๋Š” ๊ฑฐ ๋„ˆ๋ฌด ์‚ฌ๋ฌด์ ์ด๊ณ  ๋”ฑ๋”ฑํ•œ ๊ฒƒ ๊ฐ™์•„. 
4.'๋ˆ„๊ฐ€ ๋ญ˜ ๋‚ด๋ƒ'์™€ ๊ฐ™์€ ์–ด์ƒ‰ํ•œ ๋Œ€ํ™”๋ฅผ ํ•˜๋Š” ๊ฑฐ์— ๋Œ€ํ•ด์„œ ๋” ์ด์ƒ ๊ฑฑ์ •ํ•˜์ง€ ์•Š์•„๋„ ๋ ๊ฑฐ์•ผ.
5.๊ทธ๋ฆฌ๊ณ  ๋˜ ๋‘˜์ด ๊ฐ™์€ ๋งˆ์Œ์ด๊ธฐ ๋•Œ๋ฌธ์— ๋ˆ์— ๋Œ€ํ•ด์„œ ์‹ธ์šธ ์ผ๋„ ์ ์–ด์ง€์ง€. 
๋ฐ˜๋Œ€ํŒŒ
1.๋‚  ๊ตฌ๋‹ฅ๋‹ค๋ฆฌ๋ผ๊ณ  ์ƒ๊ฐํ•ด๋„ ์ข‹์€๋ฐ ๋‚˜๋Š” ๋ฐ์ดํŠธ ํ†ต์žฅ ๋ณ„๋กœ์ธ ๊ฒƒ ๊ฐ™์•„. 
2.๊ทธ๋‹ˆ๊นŒ.. ๋„ˆ๋„ค ํ—ค์–ด์ง€๋ฉด ์–ด๋–กํ•  ๊ฑด๋ฐ??
3.๊ฑ”ํ•œํ…Œ ๋‚ด ๋ˆ ๋‹ค์‹œ ๋Œ๋ ค๋‹ฌ๋ผ๊ณ  ๋ถ€ํƒํ•˜๋ฉด ์–ผ๋งˆ๋‚˜ ์–ด์ƒ‰ํ•˜๊ฒ ์–ด. 
4.๊ทธ๋ฆฌ๊ณ  ๋ˆ ๋ฐ˜๋ฐ˜์”ฉ ๋‚ด๋Š”๊ฒŒ ๋„ˆ๋ฌด ๊ณ„์‚ฐ์ ์ด์—ฌ ๋ณด์ธ๋‹ค๊ณ ? ๊ทธ๋Ÿผ ๋ฐ์ดํŠธ ๋ฒˆ๊ฐˆ์•„๊ฐ€๋ฉด์„œ ๋‚ด๋ฉด ๋˜์ž–์•„~
5.๊ทธ๋ฆฌ๊ณ  ํŠนํžˆ ์ด ์‚ฌ๋žŒํ•œํ…Œ ์•„์ง ์ œ๋Œ€๋กœ ๋ฏฟ์Œ์ด ์•ˆ ๊ฐˆ ๋•Œ ํ•˜๋ฉด, ์ƒํ™ฉ์ด ํ›จ์”ฌ ๋” ์•…ํ™”๋  ์ˆ˜ ์žˆ์„๊ฑฐ๋ผ ์ƒ๊ฐํ•ด.
 
 
 
 
 

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์‚ฌ์ง„์„ ๋ˆ„๋ฅด๋ฉด ์˜์ƒ์œผ๋กœ ์—ฐ๊ฒฐ๋ฉ๋‹ˆ๋‹ค!

 

 
 
์˜ค๋Š˜๋„ ๊ณ ์ƒํ•˜์…จ์Šต๋‹ˆ๋‹ค! 
 
 
 
Sleep tight :)

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